Useful Tips
Please select your province
Let us know where you’re looking to buy so we can find you the best mortgage rates in your area.
Do you live in this property?
Property Type:
Owner-occupied properties are subject to different terms and conditions than rental properties. The way you use the property may impact your rate.
What is the estimated value of your property?
Estimated Property Value:
Please provide an estimate of the current market value of your home to the best of your ability.
What is your remaining mortgage balance?
Mortgage Balance:
Please provide an estimate of your outstanding mortgage balance to the best of your ability.
What amount of additional funds are you seeking?
This number refers to the amount you’re looking to borrow on top of your current mortgage balance.
What type of rate are you interested in?
When refinancing your home to get a better rate, there are two options; fixed and variable. With a fixed rate, you lock in your rate when you sign your new mortgage contract. With a variable rate, your premiums could fluctuate with the lender’s prime lending rate.
What term are you interested in?
The most popular mortgage term among Canadians is 5 years, but it’s not the only option. You could select anywhere between 1 and 10-year terms. Whatever your preference, we’ll compare the market to make sure we find you the best rate for your needs.
What is your annual household income?
Annual household income refers to the total amount of money you earn in a year from all sources, including your salary, investments, and any other sources of income. Please enter your approximate annual household income in the provided field.
What is your credit score?
Your credit score is a numerical rating that reflects your creditworthiness and is based on your credit history. Lenders use this score to evaluate your ability to repay loans and manage credit responsibly. Please enter your approximate credit score in the provided field
What is the employment status of the primary applicant?
This question pertains to your status of employment. Select “Salaried” if you receive a fixed salary from an employer. Select “Self-Employed” if you run your own business.
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455 Front Street East, #N103, Toronto, ON. M5A 0G2, CANADA
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